Whether you’re managing your personal finances or those of a small business, the New Year is a good time to review, make a few simple changes and set a plan. A 2015 survey commissioned by Fifth Third Bank revealed Americans have limited financial knowledge and stability. Of those surveyed, only 55.8% knew what a credit score measures and 60% didn’t have enough savings to survive for at least six months.

Are you doing everything you can to set yourself up for financial success? Start by checking out these five tips:

Have a plan, set some goals

Be informed, know where you are

Be efficient, talk about it

Create a budget, control your stock

Cash is king, start saving

If you have financial issues, don’t avoid them! Get informed and start making plans for your success.

Courtesy of Integrity Insurance